Ford Finance Center in Exeter, Pennsylvania

The Finance Center at Key Ford of Exeter: Financing made easy

Discover your auto financing options at Key Ford of Exeter, where we simplify the process of securing a loan or lease for your next vehicle. Whether you're torn between buying vs. leasing a Ford, the expert financial advisors at our Ford dealership in Exeter are here to help you compare and decide with ease. You can start by submitting a credit application directly on our website, making your car-buying journey as seamless as possible.

Don't miss out on our exclusive new Ford specials nearby, designed to make your purchase more affordable. Whether you're eyeing a robust Ford F-150 or the family-friendly Explorer, our special financing offers make sure you claim a great value. 

Additionally, we offer a wide range of high-quality used cars, ensuring there's something for every budget at Key Ford of Exeter. No matter the type of vehicle you're in the market for, our local auto finance center is dedicated to making your experience smooth and straightforward!


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Should you get a loan or a lease? We'll help you decide

There are significant benefits to both options and there are also some challenges that customers from Scranton and Pittston PA should know about before you make your final decision on whether to get a loan or a lease. While the people in some finance centers might try to impress you with their financial jargon, we believe in keeping things simple. We want to make sure you get the financial solution that will be the right answer for your budget.

The advantages of getting a car loan

This is the choice that most people make and there are many good reasons why it's the best solution for the majority of buyers. With a car loan, you're building equity, or cash value, in the vehicle you drive every day around your home in Wilkes Barre or Dallas PA. That's real money with your name on it and you can use it to get your next vehicle. In addition, a car loan lets you someday own that vehicle and say goodbye to car payments. Those are two advantages you can't get with a lease.

The advantages of getting a lease

The primary benefit of a lease is the chance to take much less money out of your pocket at every step of the way. The down payment or initial amount, is lower with a lease than it is with a loan. In addition, your car payments are lower with the lease than they would be with a loan. A lease is an easy way to get the latest styling, features and technology every year and you don't have to worry about selling your car at the end of the contract because you won't own it.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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We have a lot of ways to help you save on financing

At Key Ford of Exeter, we have flexible credit options that can help our Kingston PA customers get into the new or used vehicle you've been dreaming of. We have monthly specials, and we can tap into our network of trusted lenders to help you get the best available rates. Be sure to keep checking our special financing offers because they rotate frequently, but that's a great place to find an outstanding deal on an affordable loan or lease package.

Can I get financing even if I've had credit issues in the past?

Yes, we have a lot of experience working with customers who come to us with a wide range of credit situations. If you have struggled with your finances, we have creative solutions that have helped people get financing in the past. Be assured that we will do our best to help you get the loan or lease you need at a price you can afford.

Can I finance a vehicle even without a down payment?

Yes, in most cases we provide financing with no down payment at all. In addition, we can roll your taxes, registration and fees into the financing deal if that works best for you.

Get pre-approved and save time at our dealership

Just fill out our online, completely secure credit application and you can get pre-approved in before you arrive. If you don't see what you like in our current inventory, you can Custom Order your new Ford at no extra charge. Shop our new inventory or our used inventory to find the vehicle you want and let us help you get the financing you need at Key Ford of Exeter in Exeter PA.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Key Ford of Exeter

    962 Wyoming Ave
    Exeter, PA 18643

    • Sales: (570) 602-0226
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Get in Touch

  • Contact our Sales Department at: (570) 602-0226
  • Monday9am-6pm
  • Tuesday9am-6pm
  • Wednesday9am-6pm
  • Thursday9am-6pm
  • Friday9am-6pm
  • Saturday9am-4pm
  • SundayClosed